In the sixty years since the introduction of Modern Portfolio Theory (developed in 1952) is a model that attempts to determine asset weights for a given portfolio of investments that maximizes return for a particular level of market risk. Recent criticisms of this approach, which include the limitations of traditional investment assets, should be considered before applying as a sole approach to today’s investment portfolios., new investment markets have come into existence, new types of funds have been created, and new means of managing global risk have evolved. However, most investors remained confined to a world of simplified stock, bond, and mutual fund investments. We work with modern day investors based on risk comfort, to follow an intelligent path of investments. Introducing a Postmodern approach of asset allocation, new investment programs, and means of managing growth and risk. We work with our clients to create a one-of-a-kind investment portfolio to meet goals and utilizes our suite of offerings.
We guide experienced investors to identify risk and goals, from aggressive growth to defensive investing, as well as their long-term financial expectations. By helping our clients build a customized portfolio from today’s broad landscape of investment options, we put in place strategies that can achieve higher returns through greater risk management or moderate growth goal targeting that reduces loss of principle risk. We aggressively seek to reduce investment expense, bypassing any commissions and avoiding high cost management fees. We construct portfolios leveraging Exchange-Traded Funds, appropriate actively managed funds, and individual equities as they fit.
We develop Wealth Building Low cost portfolios designed via our Intelligent Path strategies based on each investor’s growth goals and risk tolerance managed by our team. Initial minimum $50,000 in investable funds. that enable investors to leverage our Intelligent Path strategies in a streamlined process. Aimed toward young professionals accumulating wealth or beginning their investment journey and those with pensions or with fixed assets where money is required to expand lifestyle or reduce risk.
For some investors, maximizing their financial returns or beating a benchmark is not the only thing that matters. These investors aspire to create portfolios that also reflect their core values and beliefs. Not only is the growth potential of a company or fund considered in the selection process, but corporate practices, policies, and business activities are also examined to ensure they are aligned with an investor’s principle. We help clients fit their values into how they manage their wealth, focusing on Gender Equality, Women in Leadership, and ESG (Environmental, Social Responsibility, and Governance).
For clients who possess Assets that are unable to be converted into spendable wealth without loss of value or have an unpredictably volatile worth, we help offset with liquid, low-risk investments. Three primary risk managed portfolios, Minimum Volatility Global Risk Equity Portfolio, Modern Alternative Investments Portfolio, and Downside (Tail Risk) Managed Equity Portfolio, are available to help investors stabilize volatility.
Investment advisory and product solutions for foundations, endowments, trust companies and qualified individuals. We focus on helping our clients create or use existing modern alternative investment products that help them achieve effective risk management while achieving targeted growth objectives. We have created products and processes for some of the largest companies in the industry, ranging from community foundations to endowments seeking sustainable investment strategies. Methods previously requiring large assets can be achieved with lesser amounts while maintaining liquidity.
Ensuring our client’s financial plan is secure for their life after retirement, we know that saving and planning isn’t as easy as some companies would advertise. We go deeper than a cost of retirement calculator or an oversimplified questionnaire by focusing on identifying and understanding aspirations and then crafting a plan to help achieve them. Together we explore possibilities and evaluate the trade-offs needed to accomplish your goals, discuss the relative importance of each goal and its cost, to help establish priorities into a mutually agreed-upon, actionable plan. From travel, education, or early retirement, our clients are provided with peace of mind and flexibility in how we achieve long-term goals.
Our clients have worked hard to build their wealth, and we work just as hard to preserve it. While the estate planning process can seem overwhelming, we help clients understand their options and instill confidence in assets being safeguarded for the present and future. Through varying goals of wealth preservation, business succession, charitable planning, or wealth transfer, we sort through the many alternatives available for clients to achieve their goals. Our team monitors the economic environment and legislative landscapes that factor into our client’s plans, working with attorneys, tax professionals, and networks of advisors to address their interests.
We feel it part of our fiduciary obligation to consider the insurance needs of our clients, asking questions to ensure we address potential personal and business risks or covering a future estate tax liability. We’ll have plenty to discuss while working with your attorney, tax professional or network of advisors in creating a strategy that addresses your needs.