In the sixty years since the introduction of “Modern” Portfolio Theory, new investment markets have come into existence, new types of funds have been created, and new means of managing global risk have evolved. Unfortunately, many investors remained confined to historically based diversification strategies established on a combination of stock, bond, and mutual fund investments that no longer provides the downside protection they need. We work with our clients to understand their risk comfort, then formulate an Intelligent Path of asset management for them. We leverage a Modern Portfolio Theory is a dated model that attempts to take minimal levels of market risk to capture maximum-level returns for a given portfolio of investments. Recent criticisms and variations of style should be considered before applying. approach of asset allocation and utilize new investment strategies as we build our wealth management plans to balance growth and risk. We work with our clients to create a one-of-a-kind investment portfolio to meet goals and utilizes our suite of offerings.
We guide experienced investors to identify their tolerance for risk and goals, from aggressive growth to defensive investing, as well as their long-term financial expectations. By building our clients’ portfolio from today’s broad landscape of investment options, we execute asset allocation strategies that can achieve higher long-term returns through greater risk management based on each client’s needs. We aggressively seek to reduce investment expense, bypassing any commissions and avoiding high cost management fees. We construct portfolios leveraging Exchange-Traded Funds, appropriate actively managed funds, and individual equities as they fit.
For investors with smaller portfolios, we created Low cost portfolios designed via our Intelligent Path strategies based on each investor’s growth goals and risk tolerance managed by our team. Initial minimum $50,000 in investable funds. that leverage our Intelligent Path strategies to enable clients to build wealth through growing investments. These portfolios target young professionals beginning their investment journey, or older investors with pensions or with fixed assets where additional funding is required to expand lifestyle or reduce risk.
For some investors, maximizing their financial returns or beating a benchmark is not the only goal that matters. These investors want investments that support their core values and beliefs, or “puts their money where their values are.” Not only is the financial growth potential of a company or fund considered in the selection process, but corporate practices, policies, and business activities are also examined to ensure these assets are aligned with an investor’s principles. We help clients fit their values into how they manage their wealth, focusing on Gender Equality, Women in Leadership, and ESG (Environmental, Social Responsibility, and Governance).
For clients who possess Assets that are unable to be converted into spendable wealth without loss of value or have an unpredictably volatile worth, we help offset risk using liquid, low-risk investments. We offer three primary risk managed portfolios: Minimum Volatility Global Risk Equity Portfolio, Modern Alternative Investments Portfolio, and Downside (Tail Risk) Managed Equity Portfolio, are available to help investors manage their wealth and stabilize volatility.
Investment advisory and product solutions for foundations, endowments, trust companies and qualified individuals. We focus on helping our clients create or use existing modern alternative investment products that help them achieve effective risk management while achieving targeted growth objectives. We have created products and processes for some of the largest companies in the industry, ranging from community foundations to endowments seeking sustainable investment strategies. Methods previously requiring large assets can be achieved with lesser amounts while maintaining liquidity.
Ensuring our client’s financial future is secure for their life after retirement is one of our most important roles. Because saving and planning on your own is so challenging, we have created a process with tools that allow us to understand our clients’ needs and aspirations, then craft the spending and investment plan to help achieve them. Together we explore the possibilities, evaluate the required trade-offs to accomplish, discuss the relative importance and cost of each goal, and prioritize it all into a mutually agreed-upon, actionable plan. Whether travel, education, early retirement or legacy, our clients are provided with peace of mind and flexibility while adhering to their long-term goals.
Our clients have worked hard to build their wealth, and we work just as hard to preserve it. While the estate planning process can seem overwhelming, we help clients understand their options and instill confidence in assets being safeguarded for the present and future. Whether client’s aim focuses on wealth management, preservation, business succession, charitable planning, or wealth transfer, we sort through the many alternatives available for clients to achieve their goals. Our teams monitor the economic environment and legislative landscapes that factor into our client’s plans, working with attorneys, tax professionals, and networks of advisors to address their best interests.
While we do not sell insurance products, it is part of our fiduciary obligation to consider the insurance needs of our clients. This can be one of the most confusing aspects of financial planning, so we ask questions to ensure we address all potential requirements of insurance; from protecting a young family or business to covering a future estate tax liability. We will consult with our network of advisors to create a unique strategy that successfully addresses each client’s needs.